Privacy Policy: This Privacy Policy describes how we treat your privacy
Agreement Last updated: 23 rd January 2017
LoadDebitcard.com. collects, uses, stores, shares and protects your information whenever you use LoadDebitcard.comR through the website or LoadDebitcard.comR mobile applications. We know how important privacy is to our Users, which is why we only collect the information we need and will not share your personal information with any third parties unless it is necessary. Even within LoadDebitcard.comR, access to your personal information is limited to only those employees who require such information to handle matters relating to compliance, identity verification and customer support. We may change this Privacy Policy from time to time. When we do make updates, we’ll let you know by changing the date above.
If it is a big update, we’ll send you a notification or post a notice on our website. By using LoadDebitcard.comR website or mobile apps, you consent to the practices contained in this Privacy Policy.
Information we collect is what you provided us when you create a LoadDebitcard.comR account, we will collect some important details about you such as your name, address, mobile phone number, email, birth date, password, etc. When you place a Transfer, we will need to collect the PC or account number and related account information. As LoadDebitcard.comR adds additional features, you may also be prompted to provide additional information. Sometimes we need to request more information to verify your identity to meet Tier, or to meet legal and regulatory requirements or obligations. When that is necessary, you will be prompted by the Platform to provide such information.
There is some information that is automatically collected as you use the LoadDebitcard.comR Platform. This information allows us to deliver new enhancements, handle your customer support issues and better protect your account. We collect information about your device, including the type of device such as computer or mobile phone, operating system, mobile phone number, browser type, language, and device identifiers such as IMEI and MAC address. With your permission, we collect your device location so that we can offer you location-based features.
We collect information about your Transfer activity such as the amount, date, time, recipient for each transaction. Like most mobile apps and websites, we use cookies. Cookies are small data files that we place on your device that allow us to identify you as a LoadDebitcard.comR user and provide a customized LoadDebitcard.comR experience. We use both session and persistent cookies when you access our website or content. Session cookies expire, and no longer have any effect when you log out of your account, or close your browser. Longer lasting cookies, also known as persistent cookies, remain on your browser until you erase them or they expire. You are free to decline our cookies if your browser or browser add-on permits, but doing so may interfere with your use of LoadDebitcard.comR. The help section of most browsers or browser add-ons provides instructions on blocking, deleting or disabling cookies.
Throughout this policy, we use the term “personal information” to describe information that can be used to identify you. We do not consider personal information to include information that is available in the public domain. We protect your information using physical, technical, and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure and alteration. Some of the safeguards we use are firewalls, data encryption, access controls to our data centers, and information access authorization controls. All of our physical, electronic and procedural safeguards are designed to comply with applicable laws and regulations.
We collect all of this information so that LoadDebitcard.comR can provide you with a safe and secure methodology to make Transfer’s. We will never sell or rent your personal information to third parties. We may combine your information with data we collect from our Third Party Partners, and use it to improve and personalize the Platform.
In order to provide you with the LoadDebitcard.comR product and meet our legal and regulatory obligations, we may share the information we collect as detailed below: By depositing funds to a PC or account, we will share your account information so that we can process your Transfer payments. In order to prevent fraud, we will sometimes need to share your information with third party identity verification Platforms. This lets us make sure you are who you say you are, by comparing the information you provide us to public records and other third party databases. In order to improve LoadDebitcard.comR functionality, we will sometimes share information with service providers that help us analyze how people are using the application or Platform. This allows us to refine popular features and improve or eliminate features people don’t use. We may need to share your information with law enforcement or government officials, we will only do this when we are compelled to do so by a Judicial Summons, or we otherwise believe in good faith that we need to share such information to prevent physical harm, financial loss, or are obligated to report illegal activity.
If LoadDebitcard.comR merges with or gets acquired by another Company, they will have access to the information you have provided to us. If this happens, we will require that the new entity follows this Privacy Policy and will notify you of any such change. When you confirm a Transfer, the Third Party Partner will be provided with the details of that transaction, including the payment amount, currency, date, time and a unique transaction ID number. As we add new product features, there may be additional information that is shared with Third Party Partners.
If you need to add or change any information, you can just log in to your LoadDebitcard.comR account and make the change in your settings. If you close your LoadDebitcard.comR account, know that as a regulated entity, we are required to retain certain information you have provided for a number of years.
If you’re under 18, you can’t use LoadDebitcard.comR. So we don’t knowingly solicit or collect information from anyone under 18. If we become aware that a person under the age of 18 has provided us with personal information, we’ll close the account immediately.